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Brac Bank History Essays

Bank Limited Introduction a scheduled commercial Bank, commenced its business operation in Dhaka, Bangladesh on 4 July 2001. The Bank is mainly owned by the largest NGO in Bangladesh – BRAC. The Bank has positioned itself as anew generation Bank with a focus to meet diverse financial needs of a growing and developing economy. The Bank has embarked with an acknowledged policy to promote broad based participation in the Bangladesh economy through the provision of high quality banking service based on latest information technology.

The Bank will ensure this by increasing access to economic opportunities for all individuals and businesses in Bangladesh with a special focus on currently underserved enterprises and house holds across the rural-urban spectrum. They believe that increasing the ability of underserved individuals and enterprises to build their asset base and access market opportunities will increase the economic well being for all Bangladeshis Grouth:

BRAC Bank Limited, as a scheduled commercial bank established under the Banking Company Act, 1991 and incorporated as a public company limited by shares on May 20, 1999 under the Companies Act 1994 in Bangladesh. The banks has started its operation on 4th of July 2001 with a vision to be the market leader through providing all kinds of banking services suitable to the dynamic demands of both business and individual in the competitive market. Short Total About banking and services:

BRAC Bank Limited provides various commercial banking services in Bangladesh and internationally. It offers retail, corporate, small and medium enterprises (SME), and Probashi banking products and services. The company’s retail banking products and services comprise various deposit products, including savings accounts, current accounts, and term deposits; and loan products, such as salary, quick, auto, home, and secured loans/overdraft; credit card, debit card, and prepaid cards; foreign exchange and related ervices; online banking services; ATM services; and locker services. Its corporate banking products and services consist of overdrafts, term loans, lease finance products, loans against trust receipt, work order finance and project finance products, and emerging business loans; bank guarantees; syndicated debt facilities; bill purchase services; corporate cash management services; and custodial services, as well as trade finance products, including letters of credit and guarantee.

The company’s SME products comprise deposit products, such as current accounts and fixed deposits; and various loan products. Its Probashi banking products and services include current accounts, savings accounts, and fixed deposits; and bonds. In addition, the company offers e-commerce, Internet banking, call center, SMS banking, and security message services. BRAC Bank

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