Is A College Education Worth It

In today’s society, the idea of receiving a college education has been pondered quite a bit as to whether or not it is actually worth it.

According to Michelle Adam, many people “…today believe that getting a good education is key to success in our society, this revealed surprising issues that challenge the notion of higher education being worth its price tag” (59). Naturally, many high school graduates apply for college right before or after graduation. Others decide to go into the work force, armed forces, or simply remain unemployed.The question that many people debate about is, is a college education worth it in the long run? Though some people believe a college education will benefit ones’ career, others believe it will cause a mass of debt and loans for college students and graduates, and postpone life events.

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Those who think a college education is not worth it believe that college can become a setback in life due to the thousands of dollars that college students are spending on tuition and books. Students who attend college will not have the money to purchase a home, spend money on family, vacations, or any other costly items and bills.On the other hand, most college students end up paying for their college loans all of their life or go into debt. They will never have money to rely on since their credit cards will be racking up interest for college loans that need to be paid off.

As stated by Paul Taylor in Michelle Adam’s report, the cost of a college education has been at a record level and the cost of tuition and fees has more than tripled which is causing a rise in student debt (58). With rising prices, the economy is making it more difficult for people to afford a college education.It’s very easy to understand the logic of not attending college due to financial issues that may occur, and being a college student myself, I can relate to that. It can be worrisome about continuing an education because there are times when people cannot afford an education and need to plan a strategy to pay off all the college bills and loans.

By working at a minimum wage job, it won’t be easy either. People that have to pay off college bills and loans won’t have the same opportunities as those who don’t have large bills to pay. Rather than paying for college, they’ll be able to spend money on more wants and needs.The people who don’t attend college will only have a few major bills, such as home mortgage and car insurance, compared to a college graduate, who will have multiple large bills, which could be a college loan, housing purchases, car payments, etc.

As stated in Adam’s article, “Among all survey respondents who took out college loans and are no longer in school, about half say that paying back the loan has made it harder to make ends meet; 25% say it has made it harder to buy a home; and 7% say it has delayed their getting married or starting a family” (61).This shows that college truly does cause financial issues and makes it difficult in life. Even though there are multiple cons about a college education, there are also pros. Nowadays, more people are attending college for higher wage jobs and benefits that most minimum wage jobs don’t provide.

Even though a college education is expensive, it can be rewarding when it comes to getting hired for employment. Most employers seek people with a higher education rather than someone who graduated with a diploma or received their GED.Not only does a secondary education look good on resumes, but it provides more options for careers that are not available with only a high school diploma. Through Adam’s survey report, it states that college graduates earn about $20,000 more per year than a high school graduate (59).

That is quite a difference between receiving a degree or not. People with bachelor’s degrees have also been found to earn $1 million more throughout their lifetime than high school graduates, according to Brandon Busteed’s article.So even though a college education may be expensive, it definitely has a positive financial side. Busteed also seems very logical when he states that “…a “good” job is about liking what you do, doing what you are best at every day; it is not about the company you work for, the money you make, or the benefits you receive (Busteed).

” Though many people apply to college in hopes of becoming more successful and wealthy; people shouldn’t make that their main focus in life.A college education isn’t meant to make people become rich, but to help them fulfill their interests within a career with the long term benefits of receiving a degree. “People who argue that college is worth it contend that college graduates have higher employment rates, bigger salaries, and more work benefits than high school graduates (ProCon. org).

” So, it seems that college is worth more than just graduating from high school with a diploma and entering the work force.If you think about it, many people don’t attend college or continue due to the high costs of tuition, books, and room & board. I agree with Dr. Ricardo Azziz that “…we must focus on educating those without a college degree on its value, and foster access and retention so that those who want to attend college can attend — and finish (Azziz).

” It’s understandable that people fear debt and becoming burdened with loans, but an education is well worth the long term benefits. A college education is especially useful for when the economy is not doing well.Declines in employment and wages were considerably more severe for those with less education, recent college graduates who were able to find jobs were generally not settling for lower wages, and college graduates had more success finding jobs during the downturn than non-college graduates. So while the recession has been hard on most of our young workers, it has been less hard on college graduates than those without a college degree.

(Azziz) By receiving a college degree, one can depend on it to help them find jobs easily, and increase benefits not provided by lower wage jobs.To get more students to attend college, “…we must focus on ensuring and highlighting affordability (Azziz). ” Affordability seems to be one of most important factors for people deciding to accomplish a college education. In order for a college education to be worth it in the long run, the cost of all college expenses should be lowered.

There would be a compromise between those for and against receiving a college degree. College debt from loans would dramatically decrease if the cost of tuition decreased as well.In the long run, people will be able to balance out their finances better and have the ability to make large purchases needed in life, such as a home, car, and family needs. A college education would not only benefit people in a career and improve salaries, but also financial stability.

For college to be worth it, “…more Americans must appreciate the value of, have access to, be able to afford, and complete college (Azziz). ” So if more people learn the long term benefits of a college education and attend with an affordable tuition, college will become worth it to many more people in the future.

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Is A College Education Worth It. (2018, May 07). Retrieved from