Session Long Project Essay


On the 5th of April 2008, I received a letter from the Commanding Officer of the USS SHIP, with word that I am among those who qualify for Military STAR’s interest rate program, who should be in contingency area, as mentioned in the DoD Financial Management Regulation, Volume 7A, Chapter 10 for a minimum period of 90 consecutive days.  Having been qualified for the deployed status, it says that I will automatically receive reduction at the interest rate of 6% for those 90 days.  This I should have received, but my case was held last week because my account was in a collection status when I requested on March 15, 2008.

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I did not receive word that my account should not be in collection status when I applied for the program.  As I was able to change my status on April 12, a day after my case was held, would I still be eligible for the program dated on the 5th of April?


Please let me know, since this is very crucial for me.  Thank you.



Goodwill E-mail


Subject:           Interest rate program

Date:               April 20, 2008

From:              SH1 [first name] Moore, U.S. Navy

To:                  Jane Doe, Military STAR Customer Service Center


Thank you for your reply letter, which I received yesterday.  I shall follow your advice and apply for a reconsideration of the case.  I will write a formal letter and send it via airmail to Exchange Credit Program, P.O. Box 650410, Dallas, TX 75265-0410 on or before May 5, 2008.


I look forward to seeing you all by next month if I am to be readmitted.  As my account has been in good standing, I believe I have a good chance of being accepted again as an applicant.


More power to you all!



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