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Journal Assignment

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    What I learned and realized that education is important. We can’t avoid not having student loans, but we can try to use as much as grants and scholarship as we can. We also need to keep in mind that we need to learn how to budget ourselves because we don’t want to end up paying high amount of payment every month. We need to save up and use our money wisely for necessities and not material things. When we finish school, we an then apply for jobs that is well in pay and can afford our everyday living.

    Do you feel prepared to enter student loan repayment and understand how to get started? So far, I’ve been saving up money and putting aside extra income receive from my paycheck. This also includes any refund I receive from my school and will use it to repay for my student loans. I am aware of how much interest there is to pay for my student loans and I know that I can begin repaying after 6 months graduate, which is fair enough for me to find a job and get paid enough to pay for my student loan.

    What money-related questions do you still have? How will you get the answers you need? So far, I don’t have money-related questions but I do know that I can reach and contact my financial advisor for any financial matters regarding my schooling. How will you apply the lessons of this activity to your own life? The lessons I’ve learned from this activity is how to protect your credit. It is important to our own life because it’s good to establish DOD credit when we apply for other future loans such as home or car loans.

    Learning how to handle your money wisely can be a positive thing as we grow old and may need to use it when we retire. With all these money matters in mind, what is your next financial step toward achieving your goals? The next financial step is to pay off my car loan and credit card debt. I will continue to pay because my student loan will add up to my debt. It is better to start paying early so I can pay all of my debt and save up for retirement.

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    Journal Assignment. (2018, Jun 21). Retrieved from https://graduateway.com/journal-assignment/

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