Essays on Credit Page 3

Being able to work at a leading global banking institution such as Credit Suisse has proved to be a truly amazing experience as it has helped me to utilise my existing skills and to further develop them. For example, I have been able to utilise my organisational and time-management skills and more importantly, to further…

Becoming of legal age was the beginning of a whole New World. For me all these new responsibilities hit me like a train wreck. The pressure of college is not the only thing that I had to learn to handle. Credit card vendors were out like vultures hunting their prey. Once I applied to one…

Bankruptcy law provides for the development of a plan that allows a debtor, who is unable to pay his creditors, to resolve his debts through the division of his assets among his creditors. This supervised division also allows the interests of all creditors to be treated with some measure of equality. Certain bankruptcy proceedings allow…

Standard & Poor’s Ratings Services has lowered its credit ratings for many of the world’s largest financial institutions, including the biggest banks in the U. S. Bank of America Corp. and its main subsidiaries are among the institutions whose ratings fell at least one notch Tuesday, along with Citigroup Inc. , Goldman Sachs Group Inc….

There are many things that can harm your credit score, and one of them is delinquency. But what exactly is delinquency? Why is it such a big deal? And how can you avoid it? These are all questions that those who are delinquent—or may become delinquent—have about delinquency, and if you’re one of those people,…

Bear Stearns, the fifth largest investment bank in the US, was established as an equity-trading house by Joseph Bear, Robert Stearns, and Harold Mayer in 1923. With its headquarters in New York City and offices in major cities worldwide including South America, Europe, and Asia, the firm had a global workforce of over 13,500 employees….

Despite acknowledging my lack of writing skills, I take complete responsibility for this deficiency. As stated in previous class assignments, I made the decision to withdraw from high school in ninth grade. Consequently, I haven’t had any writing involvement except when it was mandatory for work purposes. Regrettably, rather than prioritizing enhancing my writing capabilities…

Personal credit card debt doubled in the past four years and personal bankruptcies are at the highest rates ever and still more Americans are spending money that they do not have. According to the Nilson Report, February 2010, the average credit card debt per household with credit card debt is $15,788 and the number of…

The contraceptive pill is prescribed and taken once a day to suppress ovulation. Many birth control pills contain the two hormones of estrogen and protesting. The hormones work together in the body to keep eggs from leaving the ovaries. This prevents pregnancy effectively because the process cannot take place if there is no egg present…

GEZ PETROL STATION: PLANNING USING COST-VOLUME-PROFIT ANALYSIS INTRODUCTION As an Area Manager of GEZ Bhd, a major oil company in Malaysia, in 2010, Mr Aiman oversaw the sales activities of over twenty petrol stations in the northern region of Malaysia. His responsibilities included training petrol station dealers and staff, implementing sales promotions, and introducing initiatives…