Finance Essay Examples

God is the master and owner of everything in the heavens and everything on earth.  The Holy Bible tells us that God breathed into man of His own spirit.  In other words, He created man in His own image.  He allowed the man and his wife to roam freely in the Garden of Eden.  But…

There are two broad fields of study that I am interested in: macroeconomics and finance. For the former, I want to research on the money theories and business cycles models under the open economy environment. As for the latter, I am into the asset pricing theories as well as empirical research. Particularly, the relationship between…

Interest rate parity is a no-arbitrage condition representing an equilibrium state under which investors will be indifferent to interest rates available on bank deposits in two countries.  The fact that this condition does not always hold allows for potential opportunities to earn riskless profits from covered interest arbitrage. Two assumptions central to interest rate parity…

Municipal bonds have a notable advantage because they are not subject to taxes. While the interest rates on municipal bonds may seem lower compared to other long-term securities like Treasury bills and CDs, the tax benefits can offset this discrepancy. To demonstrate this, let’s consider a few examples. If you are in the 25 percent…

I believe there are two types of people as regards to spending money. One of them are the ones who could spend all of their money without even buy something substantial. On another hand, the ones who never spend more money than they could afford to spend. Since the life becomes increasingly difficult, I believe…

According to (Bartov, Givoly, & Hayn. (2002), financial accounting scandals have been on the increase due to lack of inaccurate auditing procedures that cannot guarantee 100 percent accuracy. As noted by (Brown, 2001) management is more likely to be involved in fraudulent reporting in an environment of less corporate governance, biased top management, and pressure…

Interest rates are at their lowest point in 50 old ages. Yet the usage of debt funding by corporations is declining—this happens anyhow in a recession. And some deleveraging is due to strategic alterations in an industry. such as technological invention or other developments that increase concern hazard. But corporate deleveraging seems to hold gone…

Our chosen topic for this research and analysis project is “An Analysis of the Financial Situation of BP P. L. C. (BP)”. We will be studying BP in comparison to Royal Dutch Shell P. L. C. (Shell). A friend who works at BP asked me about participating in the company’s share option saving scheme, prompting…

1. Identification of the company being described Company A: Manufacturer of toiletries, non-prescription drugs, and consumer and baby care products. ·Compared with Co. B, Co. A has a higher gross margin equivalent to 63.1 percent. Company B: Manufacturer of pharmaceuticals and low-margin hospital supplies. ·Goodwill can be seen on the other assets portion of the…

As the business manager of PizzaPalace, a regional pizza restaurant chain, it is important to note that the company’s EBIT was $50 million last year and is projected to remain stagnant. At present, the company’s funding relies entirely on equity with 10 million outstanding shares. In your corporate finance class, your instructor mentioned that including…